economy

November 20, 2025

Credit risk automation platform Kaaj raises $3.8M seed from Kindred Ventures

Kaaj helps automate credit risk analysis so that underwriting no longer takes days, but minutes. The company announced on Wednesday a $3.8 million seed round from Kindred Ventures and Better Tomorrow Ventures.

Credit risk automation platform Kaaj raises $3.8M seed from Kindred Ventures

TL;DR

  • Kaaj automates credit risk analysis for small business loans, reducing processing time from days to minutes.
  • The company uses AI agent workflows to identify, classify, verify, and organize loan application information.
  • Kaaj integrates with existing CRM systems and checks if businesses meet lender policy criteria.
  • The startup has processed over $5 billion in loan applications for clients like Amur Equipment Finance and Fundr.
  • Kaaj received $3.8 million in seed funding from Kindred Ventures and Better Tomorrow Ventures.
  • The fresh capital will accelerate product development and expand the company's customer base.
  • Kaaj aims to free up human underwriters to focus on deal-making and subjective assessments.